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Life/Employee Benefits

Individuals & Families

Life Insurance
Life insurance can be the foundation of your and your family’s financial security and can help you leave a lasting legacy. Because your life insurance needs are different from anyone else’s, we offer a broad range of life insurance products to help provide financial protection for you and your family.

Disability Income Insurance
If you are like most people, you have insurance on your house, your car and other items of value. But, you may have overlooked protecting what is often your most valuable asset – your ability to generate an income. The same income that allows you to accumulate, and pay for, the other assets you hold dear. Disability income insurance helps protect a portion of your income and provides a fundamental layer of security for your financial future.

People are living longer and that means more time and savings will be spent in retirement. If you need a tax-deferred investment to provide a guaranteed stream of income for life or a specified number of years in the future, an annuity may be worth considering.

Long Term Care Insurance
Long term care insurance is one option that allows you to have a plan in place to help protect your assets and remain as independent as possible, if you require the need for long term care. Long term care insurance may give you the peace of mind that comes with knowing you have more choices and more control over care options. This type of coverage may help you maximize your independence when you are unable to be fully independent.

Businesses & Organizations

Employee Benefits
Group life, health, disability, long-term care and retirement

Attracting & Retaining Key Employees
Talented and committed employees play a critical role in the success of your business. In today’s competitive marketplace, it is becoming increasingly more difficult to attract and retain key employees. We can help you attract and retain employees by enhancing your benefits package to compete more effectively through the use of our products and services.

Protecting Your Business
As a business owner, you know that being prepared for anything is part of who you are. If one thing is certain today, it’s that you can’t be certain about what will happen tomorrow. You can, however, be certain that you’ve taken action to help protect your business and yourself from the unexpected.

Succession Planning
It takes determination and a passion for your craft to succeed in business. Building an enterprise and navigating it through the ups and downs of today’s business climate is a heroic undertaking. So when it comes time to protect your business from an unexpected event, we can provide succession planning solutions that can help ensure the continuity of your business on your terms.